This will be an abbreviated history of money from the time when King William asked the British Parliament to establish the Bank of England to lend him the money to continue his war with France, and then rewarded the Bank by allowing it to lend the same money twice, once to him and also to their rich friends, at high interest. This established the infamous system of partial reserve banking. The story continues to relate that over the years, due to the avarice of the bankers and the collaboration of kings, queens, emperors and presidents, the need for any cash reserve has been eliminated, and banks are allowed to lend the same money to 20 different people, businesses or governments and collect interest from each. This blatant Ponzi scheme has made 62 families obscenely rich, while most working people are slaves to debt. The presentation will end with a workable and equitable solution, and the necessity for the political will to implement it.